Umbrella Insurance: Extra Protection for What Matters Most
Don't let a major liability claim threaten your assets. Our Stanley Insurance agents will help you secure additional coverage that extends beyond your standard policies.
What Umbrella Insurance Covers
Umbrella insurance provides protection beyond standard policy limits. It covers excess liability for major accidents, legal defense costs for lawsuits, and claims involving libel, slander, or false arrest. Our independent agents help you find comprehensive coverage that protects your assets and future earnings through multi-policy discounts and customized protection plans.
Additional Coverage Benefits
While your home and auto policies provide basic liability coverage, umbrella insurance offers enhanced protection. We provide coverage for rental properties, volunteer activities, serving on nonprofit boards, and worldwide incidents. Let our team help you understand these extended benefits and find the right protection level.
Insurance Policies Tailored to Your Needs and Budget
Easy Steps to Enhanced Protection
Get covered in 4 simple steps
Review Current Coverage with our Agents
We analyze your existing policies to identify protection gaps.
Explore Options
Compare umbrella policies from multiple carriers for best value.
Choose Coverage
Select your protection level with our teams expert guidance.
Rest Assured
Enjoy peace of mind with comprehensive protection.
Why Ohio Trusts Stanley Insurance Group
Join thousands of protected clients who rely on our independent agency approach. Our Google rating and A+ BBB score reflect our commitment to finding you better coverage through multiple carrier options.
"Any time I have any questions about insurance, I know I can call the people here and get an honest answer!"
"Got referal this place from a friend. Asked for a few quotes and they gave me best deals in town. Ethan helped me out though the process. He is knowledgable, responsive, and very helpful. Ended up with 3 cars and 2 houses insurance. Happy customers."
"I've been insured by the company for few years and the service is exceptional! Having a contact that can help explain my coverage and answer questions really makes a difference. Most recently, I've worked with Kaisen to update my policy due to a move, he was awesome!"
"Ethan was a lifesaver when it came to our insurance needs. He took the time to review our current policies and found several areas where we could save money without sacrificing coverage. His expertise and attention to detail were truly impressive."
"Brandon and his staff are friendly, professional and knowledgeable. They offer a lot of insurance carriers and products to help you find the best option given your price point and coverage needs. They've been there for a long time also so the trust factor should be there."
"Dealing with Stanley Insurance Group was a great experience, especially Chase, who helped me get new coverage for my home and auto. He took a lot of time to answer all my questions and he made sure to follow up with any concerns I had. I highly recommend Chase because he definitely went the extra mile for me."
Umbrella Insurance Questions Answered
Expert answers about extending your liability protection
Coverage typically matches your net worth plus future earnings potential. Most clients need $1-5 million in protection. As independent agents, we'll analyze your specific situation to recommend appropriate coverage.
Standard policies have limits that may not fully protect your assets. For example, auto liability typically maxes at $500,000, while legal judgments can exceed millions. We'll help identify potential gaps in your protection.
Coverage often costs just $20-30 monthly because it only activates after other policies reach their limits. Our independent agents help find additional multi-policy discounts.
Our ability to compare rates and coverage from multiple top carriers means more choices and better savings for you. While working directly with one insurance company limits your options, Stanley Insurance finds you optimal protection by evaluating offerings across the entire market.
Smart Ways to Enhance Your Protection
Umbrella insurance provides essential protection beyond standard policy limits. Our coverage starts at $1 million and can be customized based on your assets and risk exposure. We offer significant savings through multi-policy bundles and specialized carrier programs. Coverage includes protection for legal defense costs, worldwide incidents, and rental property liability. As independent agents, we compare options across multiple carriers to maximize your protection while minimizing costs.
Let our team find you the right coverage for you or check out our blog for other ways to save on your Umbrella Insurance.
Our Carrier Partners
