What is a Policy Review and When Should You Have One
Life changes constantly with new vehicles, home improvements, family additions, and career shifts, but if your insurance policies don't reflect these changes, then you may become unprotected or pay more than you need. This is why annual insurance reviews are so important to your family's and business's well-being. An insurance policy review is a comprehensive evaluation of your current coverage to ensure you're properly protected at the best possible rate. At Stanley Insurance Group, we conduct thorough policy reviews to identify coverage gaps, uncover savings opportunities, and ensure your protection aligns with your current needs. Taking just a few minutes to chat with one of our experienced agents can help you maintain financial security and peace of mind.
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Common Questions About Reviewing Your Annual Policy
Insurance carriers nationwide are facing higher costs due to increased claim severity, more frequent natural disasters, rising repair and medical expenses, and inflation affecting everything from auto parts to building materials. These factors have led to significant rate increases across home, auto, and business insurance. The good news? Not all carriers are raising rates equally, which is why shopping your policy with us can uncover savings you wouldn't find by staying put.
It's simple. We start by reviewing your current coverage and understanding your needs. Then we leverage our relationships with multiple insurance carriers to shop your policy and compare rates, coverage options, and discounts. We present you with the best options side by side, explain the differences, and help you make an informed decision. The entire process typically takes just one conversation, and there's never any pressure. We handle all the paperwork if you decide to switch.
When you go directly to a single insurance company, you only see their rates and products. As an independent agent, we represent multiple carriers, so we can compare options and negotiate on your behalf. We work for you, not the insurance company. Plus, if rates increase at renewal, we can shop your policy again without you having to start over with a new agent. Your relationship is with us, and we'll continue finding you the best value year after year.
Not at all. A policy review is completely risk free. We can shop your rates and explore options without canceling or changing anything about your current policy. You'll only make a change if we find something better that makes sense for your situation and budget. There's no obligation, and your current coverage stays in place until you decide otherwise.
