Protect Your Business with Comprehensive BOP Insurance
Get complete protection for your small or medium-sized business with a Business Owners Policy. Stanley Insurance Group helps Ohio businesses save by bundling essential coverages into one affordable package.
What a Business Owners Policy Generally Covers
A Business Owners Policy bundles three essential coverages into one cost-effective package: property insurance protects your building, equipment, and inventory from damage or theft; general liability insurance covers third-party injury and property damage claims; and business income insurance replaces lost revenue if you're forced to close temporarily due to covered damage. Our experienced agents help you customize your BOP with additional protections like equipment breakdown coverage, employee dishonesty insurance, and professional liability endorsements to ensure complete protection for your specific industry.
We Offer Additional Coverage Options
While your BOP covers most business risks, certain exposures require specialized protection. That's why we offer additional plans, including cyber liability insurance for data breaches, commercial auto for company vehicles, and umbrella policies for extended liability limits.
Additional Insurance Options
- Commercial Auto
- Cyber Liability
- Professional Liability
- Workers' Compensation
- Commercial Umbrella
- Commercial Property
- General Liability
Insurance Policies Tailored to Your Needs and Budget
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Share Your Business Insurance Needs
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Review Your Insurance Options
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Select your preferred coverage and start protecting your business today.
Enjoy Peace of Mind
Knowing your unit and belongings are fully covered.
Why Ohio Business Owners Choose Stanley Insurance Group
Join hundreds of satisfied business clients who trust us for better coverage at lower rates. Our Google rating and A+ BBB score reflect our commitment to protecting Ohio businesses.
"Any time I have any questions about insurance, I know I can call the people here and get an honest answer!"
"Got referal this place from a friend. Asked for a few quotes and they gave me best deals in town. Ethan helped me out though the process. He is knowledgable, responsive, and very helpful. Ended up with 3 cars and 2 houses insurance. Happy customers."
"I've been insured by the company for few years and the service is exceptional! Having a contact that can help explain my coverage and answer questions really makes a difference. Most recently, I've worked with Kaisen to update my policy due to a move, he was awesome!"
"Ethan was a lifesaver when it came to our insurance needs. He took the time to review our current policies and found several areas where we could save money without sacrificing coverage. His expertise and attention to detail were truly impressive."
"Brandon and his staff are friendly, professional and knowledgeable. They offer a lot of insurance carriers and products to help you find the best option given your price point and coverage needs. They've been there for a long time also so the trust factor should be there."
"Dealing with Stanley Insurance Group was a great experience, especially Chase, who helped me get new coverage for my home and auto. He took a lot of time to answer all my questions and he made sure to follow up with any concerns I had. I highly recommend Chase because he definitely went the extra mile for me."
Get Answers About Your Business Owners Policy
Expert answers to help you understand your coverage options and maximize protection for your business
Business Owners Policies are ideal for small to medium-sized businesses including retail stores, restaurants, offices, contractors, and service businesses. If you operate from a commercial location or handle client property, you likely need BOP coverage. We'll evaluate your specific business to determine if a BOP provides the right protection or if you need a customized commercial package.
BOP costs vary based on your industry, location, revenue, and coverage limits. However, bundling coverages into a BOP typically saves 20-30% compared to buying policies separately. Most small businesses pay between $500-$3,000 annually. Schedule a consultation to get accurate pricing for your specific business.
General liability only covers third-party injury and property damage claims. A BOP bundles general liability with property insurance and business income coverage, providing more comprehensive protection at a lower total cost. Many business owners don't realize they're leaving critical gaps by only carrying liability coverage.
Yes, BOPs cover business property including computers, tools, furniture, and equipment from perils like fire, theft, and vandalism. However, coverage limits vary by policy. We'll help calculate adequate coverage for your specific equipment values to avoid being underinsured.
Absolutely. While BOPs provide standard coverage, we can add endorsements for specialized needs like equipment breakdown, employee dishonesty, cyber liability, or professional liability. Every business is unique, and we'll customize your policy to address your specific risks and industry requirements.
Unlock Hidden BOP Savings with Our Team
Most Ohio business owners don't know about these money-saving opportunities.
You can SAVE up to:
- 25% with security system discount
- 20% by bundling policies
- 15% with sprinkler systems
- 10% claims-free discount
Let our team find every discount you qualify for or check out our blog for more ways to save on your Business Insurance.
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