Commercial Auto Insurance That Keeps Your Business Moving
One accident with a company vehicle could leave you facing massive liability claims and vehicle replacement costs. Commercial auto insurance ensures your business stays on the road no matter what happens. Stanley Insurance Group helps Ohio businesses find comprehensive coverage from leading carriers.
Get Complete Protection for Your Business Vehicles
Whether you drive one work truck or manage a fleet, your business vehicles need proper protection. Personal auto policies won't cover business use, leaving you exposed to devastating losses. As an independent agency, we help business owners like you find commercial auto insurance that covers liability, vehicle damage, and medical expenses. Take 5 minutes to get your free quote and ensure your business vehicles are properly insured.
What Commercial Auto Insurance Generally Covers
Commercial auto insurance protects your business from the financial impact of vehicle accidents and damage. Coverage includes liability for bodily injury and property damage you cause to others, collision coverage to repair or replace your vehicle after an accident, comprehensive coverage for theft, vandalism, weather, and other non-collision damage, and medical payments for injuries to you and your passengers regardless of fault. Policies also cover hired and non-owned vehicles when employees use personal cars or rental vehicles for business. Our experienced agents help you select appropriate coverage limits and deductibles based on your vehicle values, how they're used, and your budget.
We Offer Additional Coverage Options
While commercial auto insurance covers most vehicle risks, certain exposures require specialized protection. That's why we offer additional plans, including uninsured motorist coverage for hit-and-run accidents, rental reimbursement while your vehicle is being repaired, trailer coverage for towed equipment, and higher liability limits through commercial umbrella policies.
Additional Insurance Options
- Uninsured Motorist
- Rental Reimbursement
- Trailer Coverage
- Commercial Umbrella
- General Liability
- Business Owners Policy
- Commercial Property
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Enjoy Peace of Mind
Knowing your unit and belongings are fully covered.
Why Ohio Businesses Choose Stanley Insurance Group
Join hundreds of satisfied business clients who trust us for comprehensive commercial auto protection at competitive rates. Our Google rating and A+ BBB score reflect our commitment to protecting Ohio businesses.
We Maximize Your Commercial Auto Coverage
Most Ohio business owners don't realize they can reduce commercial auto costs while improving protection.
We can help you can SAVE up to:
- 25% with fleet discounts (3+ vehicles)
- 20% by bundling with other business policies
- 15% with driver safety training programs
- 10% for vehicles with safety features
Let our team find every discount you qualify for or check out our blog for more ways to protect your business.
Get Answers About Commercial Auto Insurance
Expert answers to help you understand your coverage options and protect your business vehicles
If you use your vehicle primarily for business, have business signage or equipment, transport goods or materials, or have employees driving company vehicles, you need commercial auto insurance. Personal policies exclude business use, meaning claims could be denied. Even occasional business use may require commercial coverage depending on your insurer.
Costs vary based on your vehicles, drivers, coverage limits, and how the vehicles are used. Most small businesses pay $1,200-$2,400 annually per vehicle for basic coverage. Factors like driver records, annual mileage, vehicle age, and cargo type affect your rate. We'll compare multiple carriers to find your best price.
Standard commercial auto policies include hired and non-owned vehicle coverage, which protects your business when employees use personal vehicles or rental cars for business purposes. This is essential coverage that many business owners don't realize they need until an accident happens.
Commercial auto insurance offers higher liability limits, covers multiple drivers, includes hired and non-owned vehicle coverage, and allows business use of vehicles. Personal auto policies limit coverage to personal use only and typically exclude business activities, leaving you completely unprotected during work-related driving.
Yes. Even one vehicle used for business needs commercial coverage. Whether it's a contractor's truck, a sales rep's car, or a delivery van, personal auto insurance won't cover business use. The good news is commercial auto for a single vehicle is often more affordable than business owners expect.
Our Carrier Partners
Talk to Our Agents About Insuring Your Business Vehicles Today
Take 5 minutes to see how much you could save. Our team is ready to find you comprehensive commercial auto coverage at a competitive rate. Don't wait - protect your business on the road.
