Cyber Liability Insurance Because Hackers Don't Discriminate
Think your small business isn't a target? Cybercriminals count on that. One data breach, ransomware attack, or hacked email could cost you tens of thousands in recovery costs, legal fees, and lost customer trust. Cyber liability insurance ensures your business survives a cyberattack. Stanley Insurance Group helps Ohio businesses find affordable digital protection from leading carriers.
Protect Your Business from the Cyber Threats You Can't See Coming
You don't need to be a Fortune 500 company to get hacked. Small businesses are prime targets because they often lack strong security and insurance protection. As an independent agency, we help business owners like you find cyber liability insurance that covers data breach response, ransomware payments, business interruption, legal defense, and customer notification costs. Take 5 minutes to get your free quote and protect your business from digital disasters.
What Cyber Liability Insurance Generally Covers
Cyber liability insurance protects your business when digital security fails. First-party coverage includes data breach response costs like forensic investigations and credit monitoring for affected customers, ransomware payments and negotiation services, business income loss during system downtime, and the cost to restore or recreate lost data. Third-party coverage handles legal defense if customers sue over compromised information, regulatory fines and penalties, and notification costs required by state breach laws. Our experienced agents help you understand your actual cyber risks based on the data you collect, your industry regulations, and your current security measures.
We Offer Additional Coverage Options
While cyber liability covers digital threats, your business needs layered protection against all risks. That's why we offer additional plans, including technology errors and omissions for software failures, crime insurance for employee fraud and social engineering scams, general liability for physical business risks, and commercial property insurance that now often excludes cyber-related losses.
Additional Insurance Options
- Professional Liability
- Crime Insurance
- General Liability
- Commercial Property
- Business Owners Policy
- Commercial Umbrella
- Business Income
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Why Ohio Businesses Choose Stanley Insurance Group
Join hundreds of satisfied business clients who trust us for comprehensive cyber protection at competitive rates. Our Google rating and A+ BBB score reflect our commitment to protecting Ohio businesses.
We Maximize Your Cyber Liability Coverage
Most Ohio business owners don't realize they can reduce cyber insurance costs while strengthening protection.
We can help you can SAVE up to:
- 25% with multi-factor authentication
- 20% by bundling with other business policies
- 15% with employee security training programs
- 10% for regular data backups and encryption
Let our team find every discount you qualify for or check out our blog for more ways to protect your business.
Get Answers About Cyber Liability Insurance
Expert answers to help you understand your coverage options and protect your business from digital threats
If you store customer information, accept credit cards, use email, or keep employee records digitally, you're at risk. Small businesses are targeted more often than large companies because they're easier to breach. The average small business data breach costs over $200,000 in recovery, legal fees, and lost business. Most general liability and property policies specifically exclude cyber losses.
Cyber insurance covers the costs you face after a breach or attack: forensic investigations to determine what happened, legal fees and regulatory fines, customer notification and credit monitoring, public relations to rebuild your reputation, ransomware payments if you're held hostage, and lost income while your systems are down. It's comprehensive protection for a threat that can shut down businesses overnight.
Most small businesses pay $500-$2,500 annually depending on your industry, the amount of data you collect, your revenue, and your security measures. Healthcare providers and financial services typically pay more due to strict regulations. Retailers accepting credit cards fall in the middle. Professional service firms with minimal data collection often pay less.
Most cyber liability policies include ransomware coverage, including negotiation services and payment of the ransom if that's the best option. However, policies vary significantly on coverage limits and whether they'll actually pay. We'll help you find a policy that provides real protection, not just paperwork.
Implement multi-factor authentication, conduct regular employee security training, maintain current data backups, use encryption for sensitive data, and keep software updated. Insurers reward businesses that take security seriously. We can provide a security checklist that not only reduces your premium but actually protects you from attacks.
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Take 5 minutes to see how much you could save. Our team is ready to find you comprehensive cyber liability coverage at a competitive rate. Don't wait - the next breach could be yours.
