RV Insurance That Goes Where You Go
Your RV isn't just a vehicle - it's your home away from home. Whether you're a full-timer living on the road or a weekend warrior chasing Ohio's campgrounds, Stanley Insurance Group helps you find the right RV insurance coverage from 20+ top carriers.
What RV Insurance Generally Covers
RV insurance is purpose-built for the way you actually use your vehicle, covering risks that standard auto insurance simply wasn't designed to handle. A comprehensive RV insurance policy covers collision and liability while you're driving, physical damage to the unit whether it's parked or in transit, personal belongings and valuables kept inside the RV, and emergency expenses like temporary lodging if your RV becomes uninhabitable after a covered loss. For full-timers who live in their RV year-round, we can build a policy that includes coverage similar to homeowners insurance - protecting your permanent residence and everything in it. Whether you own a Class A motorhome, a Class B camper van, a Class C RV, a fifth wheel, a travel trailer, or a pop-up camper, we'll match you with the right coverage for how you travel and how long you stay.
We Offer Additional Coverage Options
Standard RV coverage handles the essentials, but most owners benefit from adding specialized protection based on how they use their RV. Additional coverage options include:
- Full-timer coverage for those who live in their RV year-round
- Vacation liability coverage when your RV is parked at a campsite
- Roadside assistance and emergency towing for breakdowns on the road
- Campsite and personal effects coverage for belongings kept inside
- Custom equipment and accessory coverage for upgrades and add-ons
- Agreed value coverage to ensure full replacement without depreciation
- Pest damage protection for mice and other rodent damage
Additional Insurance Options
- Auto Insurance
- Boat & Watercraft Insurance
- Motorcycle, Scooter & ATV Insurance
- Homeowners Insurance
- Life Insurance
- Business Insurance
Insurance Policies Tailored to Your Needs and Budget
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Why Ohio RV Owners Choose Stanley Insurance Group
Join thousands of satisfied RV owners who trust Stanley Insurance Group for better coverage at lower rates. Our Google rating and A+ BBB score reflect our commitment to protecting what matters most - on the road and at the campsite.
"Any time I have any questions about insurance, I know I can call the people here and get an honest answer!"
"Got referal this place from a friend. Asked for a few quotes and they gave me best deals in town. Ethan helped me out though the process. He is knowledgable, responsive, and very helpful. Ended up with 3 cars and 2 houses insurance. Happy customers."
"I've been insured by the company for few years and the service is exceptional! Having a contact that can help explain my coverage and answer questions really makes a difference. Most recently, I've worked with Kaisen to update my policy due to a move, he was awesome!"
"Ethan was a lifesaver when it came to our insurance needs. He took the time to review our current policies and found several areas where we could save money without sacrificing coverage. His expertise and attention to detail were truly impressive."
"Brandon and his staff are friendly, professional and knowledgeable. They offer a lot of insurance carriers and products to help you find the best option given your price point and coverage needs. They've been there for a long time also so the trust factor should be there."
"Dealing with Stanley Insurance Group was a great experience, especially Chase, who helped me get new coverage for my home and auto. He took a lot of time to answer all my questions and he made sure to follow up with any concerns I had. I highly recommend Chase because he definitely went the extra mile for me."
Get Answers About Your RV Insurance
Real answers about protecting your motorhome, travel trailer, or camper
RV insurance is a specialized policy designed to cover the unique risks that come with owning a motorhome, travel trailer, fifth wheel, or camper van. Unlike standard auto insurance, RV coverage accounts for the fact that your vehicle is also a living space. A good policy covers collision and liability on the road, physical damage while parked, personal belongings kept inside the unit, vacation liability at campsites, and emergency living expenses if your RV is damaged and temporarily unusable.
Yes. Travel trailers and fifth wheels are towed rather than driven, so they're not covered under your standard auto policy once they're detached from your vehicle. Even while attached, your auto policy typically won't cover the trailer's contents or provide vacation liability at a campsite. A dedicated RV or trailer policy fills those gaps and ensures you're covered whether you're traveling or parked for the season.
Part-time RV insurance is designed for seasonal or occasional use and typically covers you while traveling and at campsites during trips. Full-timer RV insurance is built for people who live in their RV year-round, offering broader protection that functions more like a homeowners policy - covering liability at your campsite, loss of belongings, and even loss of use if the RV becomes uninhabitable. If you spend more than 6 months a year in your RV, full-timer coverage is worth discussing with our team.
RV insurance costs vary based on the type and value of your unit, how often you use it, where you travel, your driving history, and the coverage levels you choose. Travel trailer policies can start as low as $200-$300 annually, while Class A motorhome coverage typically runs $1,000-$2,500 or more per year. We compare rates across 20+ carriers to find the best value for your specific RV and travel habits.
Homeowners insurance typically does not cover RVs, motorhomes, or travel trailers in any meaningful way. Some policies may offer a small amount of coverage for a trailer parked on your property, but this rarely extends to the road, campgrounds, or the contents inside. An RV-specific policy is the only reliable way to make sure you and your investment are fully covered.
Unlock Hidden RV Insurance Savings with Our Team
Most Ohio RV owners don't know about these money-saving opportunities.
You can SAVE up to:
- 25% with claims-free history
- 20% by bundling with your auto or home policy
- 15% with RV safety course completion
- 10% for storing your RV during the off-season
Let our team find every discount you qualify for or check out our blog for more ways to save on your RV insurance.
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