Purchasing a home insurance policy is an essential step in buying a home. We sell home insurance policies to homeowners in Hilliard, OH at Stanley Insurance Group.
The following are three things you should do before you purchase home insurance for your Ohio home.
Discuss home insurance requirements with your mortgage lender
Mortgage lenders require that their borrowers purchase home insurance for properties they use mortgage funds to buy. They therefore may have some specific insurance requirements that they expect their borrowers to meet.
It’s always a good idea to discuss home insurance needs with your mortgage lender before you purchase a policy. This way, you can make sure that the policy you purchase meets any requirements that are necessary for securing your mortgage loan.
Make any possible home improvements that could bring down home insurance costs
The safer a home is, the less its home insurance costs will be. You might be able to bring down your home insurance premiums with a few simple home repairs.
Discuss home repair options with your home insurance company. A representative from your insurance company can come and inspect your home to look for any possible improvements you can make. This is a great way to save money while also enjoying a home that’s safer.
Get several quotes on home insurance policies
Don’t purchase home insurance before you’ve thoroughly explored your options by getting numerous quotes. When you get multiple quotes from different providers, you can compare them and choose the most cost-effective option.
At Stanley Insurance Group, we’re happy to answer all the questions you have about home insurance in Hilliard, OH. Get in touch with us via phone or our website to learn more.