Auto Insurance is important and required for being on the road legally, so why is it such a confusing subject to some people? It can be confusing as different states have different requirements for being legal to operate their vehicles on the road. We will cover some facets of auto insurance and why they’re important to your vehicle and your protection. Stanley Insurance Group in Hilliard, OH offers auto insurance and can help with your insurance needs.
Personal Liability Coverage
The very basic tenement of auto insurance is the protection against damage to other vehicles, property, and individuals. This coverage is personal liability coverage, and it protects you from damages to other vehicles in the case of an accident. This also protects against personal injury claims made by other drivers in case of an accident that you’ve caused.
Uninsured Motorist Coverage
This type of coverage covers you in case you end up in an accident with another driver who doesn’t carry auto insurance and is deemed at fault. This coverage will pay for your own damages and injuries suffered which would normally be covered by the other driver.
There are other coverages that are offered as an add-on to your policy and these types of coverages range from rental car coverage to roadside assistance. These extra add-ons will add more money in terms of what you pay out in monthly premiums, but they will also bring additional coverage to unique situations that would not be covered under your normal auto insurance policy. This is just the tip of the iceberg as there are other coverages that are not listed here.
To Learn More
You can learn more about auto insurance coverage by contacting Stanley Insurance Group in Hilliard, OH today!