Condo Insurance Guide To Help Ohio Residents Find Coverage

Stanley Insurance Group offers insurance coverage to the local Hilliard, OH community. We strive to create opportunities so that our clients can protect their assets. We will help you assess your options and find the right policy for your situation.

Condo Insurance Guide

Staying in a Hilliard, OH condo is a significant investment. Condo insurance gives you peace of mind that your personal items are covered if something happens. This is significant because your condo association policy only covers damage to the exterior of your unit. Condo insurance covers any interior damage to your unit as well.

Liability coverage is one of the most important parts of your policy. You are covered if you invite guests over to your unit and someone gets injured. This is especially important if you plan to host some parties at your unit. Liability coverage also protects you if you cause damage to one of your neighbor’s property. Maybe an accidental fire starts in the kitchen, and it spreads to your neighbor’s unit. You are covered if your neighbor’s property is damaged by the fire. Liability coverage also protects you if you have pets. If your pets damaged some property, you are protected.

While researching coverage, consider taking inventory of your personal items inside the unit. This way, you will have a reference point if your personal items are stolen or damaged. If you have luxury items at your condo, such as valuable artwork, you can add extra coverage to ensure that those items are fully protected. You can also add extra coverage to fully protect you in the event of an emergency. Flood insurance is recommended, as you’ll be protected if severe weather moves through the area and damages the items in your condo.

Stanley Insurance Group Will Help You Find Coverage

Visit our website to learn more information about condo insurance.