For older adults, driving makes it possible for them to remain mobile and independent. Driving gives elderly individuals the freedom to visit their friends or pick up their groceries whenever they wish. There are some advantages to being an older driver, but it is also important to know when it is time to hang up the keys.
Reduced Auto Insurance Rates for Seniors
Elderly drivers are generally more courteous on the road. they are more likely to obey the rules of the road and speed limits. In addition, since they do not commute to work every day, they travel fewer miles than other drivers.
Since elderly drivers are typically safer drivers, many insurance companies will offer discounts on their auto insurance policies. While some discounts are directly related to age, others in the state of Ohio require the completion of an approved accident prevention course. The knowledgeable agents at Stanley Insurance Group of Hilliard OH will be able to tell you about any discounts for which you may qualify.
When Should Seniors Stop Driving?
The mortality rate for seniors involved in an automobile accident is quite high. Therefore, it is important to know when the risk outweighs the reward when it comes to senior driving.
Some elderly drivers decide to stop getting behind the wheel when they recognize a loss of confidence. Others do not realize their health is declining and their senses have become impaired. In such cases, loved ones must step in and help with the decision to find alternative transportation for elderly drivers.
If you are interested in learning more about auto insurance for elderly drivers, contact the professionals at Stanley Insurance Group of Hilliard, OH today. Give us a call. We will be happy to help you find the exact coverage that meets your specific needs.