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Stanley Insurance Group

5038 Cemetery Rd
Hilliard, OH 43026

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Auto Insurance in Ohio

Requirements for auto insurance in Ohio

The state does require that drivers be financially responsible for any costs that could occur due to accidents with your car. One of the easiest ways to comply with this is by getting liability insurance. In order to comply, some minimums must be met. There must be $50,000 total for death or injuries per accident and $25,000 for property damage.

Optional insurance coverage

In addition to giving you liability insurance, most insurance companies, like Stanley Insurance Group in Ohio, will also give you optional coverage to make sure that you and your car are protected if you get in an accident, or it is damaged in some way that is. Collision coverage can cover any damages to your vehicle that are related to an accident in which you are responsible for causing. Comprehensive coverage can help pay for any damages that aren’t related to a crash such as vandalism or theft. Uninsured or underinsured motorists’ coverage can help pay for any damages that are caused in an accident with someone that doesn’t have auto insurance or not enough to meet the minimum requirements. Towing and labor will cover the costs of towing your vehicle if it can’t be driven and labor costs for repairs.

What you should know about auto insurance in Ohio

Drivers will have to prove proof of insurance when involved in an accident or stopped by an officer. The Bureau of Motor vehicles will also randomly select about 5,400 per week of registered vehicle owners to submit proof of their insurance. If elected, you have 21 days to show proof of insurance. Failure to have insurance can result in loss of driver privileges, suspension or plats, and registration and a mandatory requirement of SR-22. An SR-22 can be costly and is filed by the insurance carrier, which guarantees you will remain insured for a specific time frame.

Contact Stanley Insurance Group, serving Ohio, and surrounding areas, to get a quote on auto insurance.

Our primary location is in Hilliard, OH and we serve our clients in all the surrounding cities in Ohio.

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