5038 Cemetery Rd
Hilliard, OH 43026
Health insurance in Ohio is necessary for many reasons. Those who are uninsured receive less medical care, and the care that they do receive is not as timely. Lack of insurance can cause a financial burden, and there are worse health outcomes. Even though no one plans to become hurt or need medical care, medical debt can wipe out finances quickly. Health insurance will cover essential health benefits that are necessary for maintaining health. You can sometimes get free preventative care such as screenings and vaccines before you even meet a deductible to help keep your health on track.
There are many plans available in the Ohio area, and an agent at Stanley Insurance Group can help you determine which is the right plan for you. Carefully researching plans can help you identify the out of pocket costs and which doctors you can see. Specific plans will allow you to see more doctors in network. Other policies will make you see a primary care doctor before seeing a specialist. Be mindful of your medical needs when choosing a plan and what kind of medical treatment you have received in the past. If you don’t already have a preferred doctor, you may want to choose a plan with a bigger network, so you have options when it comes to choosing a doctor.
If you are currently on medications or seeing certain doctors, you want to make sure these medications are covered, and these doctors can be seen on your new plan. Higher premiums will mean more health coverage, but lower premiums could mean more out of pocket costs. Plans with higher out of pocket costs are the smart choice if you are in good health and don’t visit a doctor as often. Those who need to see a doctor more or have small children may benefit from a plan with lower out of pocket costs and higher premiums.
Contact Stanley Insurance Group, serving Ohio, and areas around the state, to get a quote on health insurance.
Our primary location is in Hilliard, OH and we serve our clients in all the surrounding cities in Ohio.